Personal banking
> Manage your finances
> Home Equity Line of Credit
> Prepare for college
> Save for retirement

Personal solutions
> CenturyPlus checking
> Savings accounts
> Loans and lines of credit
> Investments
> Debit and ATM cards
> Online Bill pay / 24 hour banking
> Health Savings Accounts
 
 
Business banking
> Manage your cash flow
> Finance your business
> Grow your business
> QuickStart Deposit

Business solutions
> Deposit Accounts
> Debit Card Services
> Business Services
> Loans and Lines of Credit
> Secure Access 24-Hour Banking
> Health Savings Accounts
 
 

 

ACH

As a participating bank in the Automated Clearing House system, Habersham Bank can accommodate all of the funds transfer needs of your business. Examples of ACH transactions that we originate include:

  • Direct deposit of payroll
  • Pre-authorized drafts
  • State and federal tax payments

Habersham Bank also originates and receives corporate ACH transactions for trade settlement purposes, in both the CCD+ and CTX formats.

Reconcilement Services

We offer a complete line of traditional reconcilement services to save time and reduce costly errors. Reconcilement services include:

  • List of checks paid in check number order
  • Database of checks paid in Excel format
  • Full reconcilement that matches checks paid against checks issued to enable reporting of outstanding checks and exceptions

Payroll Services

Habersham Bank has partnered with an established payroll service provider that can meet all of your payroll needs.

  • User-friendly payroll software
  • Excellent customer service
  • Up-to-date legal compliance for payroll-related issues
 

  Health Savings Accounts provide a variety of benefits to both employers and enrolled employees. Reduced healthcare insurance cost. Tax sheltered savings. Complete freedom of choice in managing healthcare expenses.


For more information:
Locate a Habersham Bank branch
800 822 0316
 

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