No matter what stage of life you are in, we can help you meet your short and long-term financial goals with a personal loan that fits your borrowing needs. Let the experienced financial specialists at Habersham Bank help you find the right loan product for you.

Simplify your finances by getting your loans at Habersham Bank where you do the rest of your banking. Habersham Bank has consumer loans that are designed to finance personal needs or purchases. We offer competitive rates and quick responses on credit approval. Automatic deductions from your checking account make monthly payments simple and hassle-free.
- Auto loans for new or used cars
- Other vehicle loans: Boats, Campers, RV's, or motorcycles
- Aircraft financing
- Real estate / lot loans

Whether you need funds for home improvement, a dream vacation, a new car or anything else, our Home Home Equity Line of Credit puts the money you need in your pocket. As long as you're a homeowner, you may be eligible. Your income, the value of your home, and your credit history are the factors used to determine the maximum amount available to you through your Home Home Equity Line of Credit.
Once your Home Equity line is established, the money is available to you by simply writing a check. No approval is necessary for future advances on your line. A Home Home Equity Line of Credit is a convenient way to put the money you've invested in your home back to work for you.
Easy access: Simply write a check from your account or transfer funds through online banking
Easy money: Minimum credit line amount is $10,000
Easy consolidation: Consolidate all of your bills into your home equity loan with an interest rate that may be lower than credit card rates |